Hellenic Bank Announces Reduction in Key Interest Rates

Hellenic Bank has announced a reduction in its reference rate from 1.42% to 1.18%, effective from August 18, 2025. The reduction affects all key interest rates.

The new interest rates are as follows:

• Base rate: 3.94%
• Business loans: 2.94%
• Business overdrafts: 2.94%
• Mortgage loans: 2.34%
• Mortgage loans linked to the base rate: 3.19%
• Main base rate: 1.18%

The reduction also applies to the base rates set by the former Cooperative Cyprus Bank and TideY interest rates. Customers are advised to consult the terms of their credit agreements or contact the bank for clarification.